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April 2, 2017

Declined Credit Cards and Instant Payments

Every month, when Patreon goes to charge credit cards, some number of them get Declined.  Then, over the course of a few days, some of the issues get worked out and the "Declined" number goes down.  I assume this is generally expired credit cards, that Patreon sends a mail to the person, and he or she sends them a new number.  

It's for this reason that I don't send out the Monthly perks until a few days after the start of the month.  I want to give people a chance to get their credit cards worked out.  But I'm wondering if that is necessary now that we're doing Instant Payments.      

Does anyone who has had a declined credit card know what happens in this case?  When your card gets declined, do you lose access to patron-only posts, and then when it gets resolved, you get that access back?  That's how I would expect it to work, but I'd like confirmation.  If it IS that way, then I can send out the Monthly post earlier, secure in the knowledge that Patrons with declined cards will still get the perk when they resolve their issues.

Thanks,

Tlaero

Comments (5)

A
Anonymous · April 3, 2017

Mines my down to my inability to correctly move funds between accounts on direct debit dates. I apologise but payment should of now cleared. Much love.

T
Tora Productions · April 2, 2017

Thank you, folks. This means I don't need to delay future Monthlies. That's convenient. No One, I just checked and you show as "Ok" instead of "Declined" so whatever happened got resolved. --Tlaero

N
No One · April 2, 2017

Just happened to me yesterday. Saw the email about declined payment, but, without doing anything, a couple of hours later I had the VAT invoice through showing that payment had been made. There were no issues with my card, balance or expiry date. Nothing at all. Strange.

P
Patrick Poulsen · April 2, 2017

Ive had it happen... you lose status.... but as soon as you fix it...you get access back.... even if you are not on instant payment...

S
Stargazer · April 2, 2017

Yes, it has happened to me on several occasions, my limit had been reached and some of my Pledges did not go through so i lost the ability to see posts.