#515 - We Became Finance Bros

For real got bored during this …first time for everything

My school couldn’t wear hats because people use them to signify their gangs 🤷🏼‍♀️

Me seeing basement yard in detroit & then the next weekend seeing linkin park where mike shenouda peformed Remember the Name and Where'd you go. Full circle

My son can't wear hats or beanies inside the building at school. According to the school rules, its for safety so the cameras can see everyone's faces clearly.

Frankie saying Chester Bennington was in fort minor was making me want to scream!!

Holy cow. Banker here. Tried to go without commenting until Frank said banks want you to put money in the market and that’s why they don’t pay you interest on your savings account… Banks deposit rates are “mostly” determined by their need for deposits. If they need deposits so that they can lend it out, they will offer higher deposit rates to their customers because they know they can lend that money out at a higher interest rate and profit off of it. Banks have almost no direct incentive to you putting your money in the market😂 it’s actually probably the opposite because you would likely pull your deposits to put it in a brokerage account. To all the people commenting that they learned so much from this episode… take it with a grain of salt

I have been saying that money is not real at damn near every inconvenience now. Why did we make it?! I can make you a quilt for a cow please.

i am super smokey subbed and have been for a while, the audio file works but the video file doesn't for the extra yard. this has been happening for a few weeks, ive cancelled and resubscribed. still doesnt work, any help ? love TBY.

C'mon Josh, throw Frank a bone and give him one of his graphics his always asking for LOL!

Fort minor is a good name for a juvenile detention center. You're welcome, Joe.

Hate to say it but the president tricked the uneducated to vote for him, I can certainly see those same people Venmo this debt if he says so.

frankie i love you buddy, but people need to take out a mortgage or a loan bc sometimes they don't have the excess money & privilege to just pay full cash up front lol.

Def a fort minor song. Listened to it last week🤣

The only thing I can invest in at the moment is groceries and school supplies for my son. But maybe one day I’ll have extra to invest 😂 love yall, came back to listen on my way to work I actually enjoyed this episode! But I also enjoy every episode lol

I appreciated the finance convo. It's important for people to know these things. I also agree with Frank that the process has purposely been made complicated and cumbersome. It's just another way capitalism has moved the goal post to make it harder for the poor to not be poor. Creating greater inequity.

i love you guys and i’m so glad y’all got to have this chat, but pls never put me through another episode like this again 😵‍💫

This episode just revealed to me how financially illiterate I actually am.

Please do a UK tour again

I beg of you 😭 please never do another episode on math

LOVING the Ant cam

Hey guys this episode made me nauseous

I'd like to thank The Basement Yard for never putting previews on the episodes; they're pointless and almost everyone does them. 😭 So thank you 🫶🏼

i love you both immensely .. this episode gave me a headache

Elon Musk’s net worth would cover just 1.11% of our national debt 😂

If you even whisper a word of finance at the Toronto shows I will throw tomatoes at you both. Thanks :)

Hearing them be completely wrong about Linkin Park made me sad lol

Real estate is a great investment!! Real estate agent in New Mexico over here🥰

i’m the exact opposite with money cash doesn’t feel like real money to me but anything that’s deducted from my bank account does for sure

also, rhode island needs you boys. adding a show perhaps? 👀

capitalism makes me nauseous

Ok but from far away it looks like Frankie isn’t wearing a shirt 😂

I did not expect to be educated today LMAO

I’m the opposite as Frankie. I get cash tips once a month (I’m not a waitress) but a weekly paycheck that goes directly into my checking. When I spend those cash tips, I feel like what I bought was free bc the numbers in my bank account didn’t go down. Cash doesn’t feel real to me, but the numbers do. I’m also 21, so maybe the age has something to do w it?

FRANKIE - use zocdoc to see a physical therapist. back pain is no joke

I wish I was taught about taxes etc in school. Investing and stock market too. I’m trying to learn so I can teach my son when he gets older and boy am I confused 😅 I wish I had also known how important credit unfortunately is.

No ant that girl math lmao

Frankie singing background anthem is giving Chris Tucker from rush hour 😂😂

#515 - Joey and Frankie Take on Politics

Love how the US government is rebranding tax as pan handling 👍

- “You have a pen out?” Is crazy…

No cause joes rant about the debt is reallllll

My dads grandmother smacked him in the face and disowned him for not taking his hat off at the dinner table 💀

Once… JUST ONCE I want Josh to do something that Frankie asks 😂

Fire

“Suck me twice on a 14th Wednesday” needs to be on a hat as merch now

Guys, we don't come here for long serious talks on money... We come here to listen to two idiots talk absolute nonsense and take our minds OFF of the serious, shitty lives that some of us lead :')

Venmo request the government 🤣🤣🤣

i think something that gets really lost in this convo is how expensive it even is to be poor and how a large portion of this country lives so far underneath the poverty line that the concept of disposable income is literally not an option in so many ways. i think both of the boys have points but in favor of frankie, to have a system that is predicated on people’s ability to invest into a market only will reward those that have enough to enter. it’s a pay to play system where a large majority of the population cannot afford to pay to play. it increases class and financial divides and rewards those who were already wealthy, lucky, or privileged enough to pay the price of entry. and when you look at that through the lense of race, socio economic status, education, etc. it’s easy to see how the poorest stay poor while the richer become the richest. frankie is right. it’s predatory. joe is right, if you can save yourself of course you would. however the problem still remains

People made a tradition to take their hat off when coming inside because a lot of those men were in the wars and in the military you have to take your cap off anytime you go inside the building so basically they’re all having PTSD to take the caps off

fort minor mention 😭😭

As a former Econ major (since Frankie had to make the distinction) I eating up this national debt conversation. Also ready for the day that Joey gives Josh the green light to actually go along with Frank’s dipshit edit suggestions 😂😂😂

This was a hot episode and idk how to explain it but I’m not ashamed to admit it lol

Can confirm that school uniforms made life so much easier especially in middle school and high school

Frankie right sorry Joe its not easy for everyone to invest. Paycheck to Paycheck people dont have money or time to pay or learn. It can be possible but its not easy.

The finance bros is the name of a MM spicy book. I’m here for it.

Joey is more self aware than Frankie 100%.

the finance yard

The fact that the govt thinks anyone would Venmo to pay for the govt debt is bananas, and the fact that people are actually doing it is on another level. Finance bros taught me a lot today! The divide of the rich getting richer and the lack of education preventing some poorer/less educated folks from making money really resonated with politics today. I appreciate you vocalizing it on your platform

Boys….Chester was the singer/screamer of linkin park, Mike was the rapper. Mike was the lead of fort minor. The leading conversation hurt my heart a bit ngl

The fact that Frankie went through diff eq and still thinks a trillion is a billion billions is very concerning.

I learned more in the episode about finance than I did in college

I got kicked out of my gym class senior year one day because I was on my period and was having super bad cramps and told my male gym teacher why I couldn’t do the running that day. I asked if I could walk laps for the credit that day and he told me I needed to leave that “girls exercise everyday with periods”. 2 years later, after I had graduated already, I had surgery and got diagnosed with endometriosis so he can stfu with “girls work out all the time on their periods” bro I have a DISEASE AND MY BOWEL WAS ADHERED TO MY ABDOMINAL WALL

this genuinely helped me learn about money. we don’t get taught any of this in schools so it’s nice to know that i can come here when needed and know what the hell im doing

Happy Monday boys

Roth IRA…. Trust me

I thought the title said fiance bros. My dyslexia got me this time

The fact that the govt got people to Venmo/Zelle $2 million already is BANANAS.

them being so wrong about their Linkin Park knowledge was hurting my soul

Ant’s giggles in the background bring me so much joy 😂

frankie saying he would fist everyone is crazy work

the US is primarily in debt to its own citizens lol

I think my brain melted during this episode. lol

I would love to invest but I don’t have the first fucking clue on where to start with that shit and I don’t feel like losing money

I felt the high school story. I got kicked out of class for reading 📖 I told that teacher she’s a crazy bitch. She’s now a regular at my job and I can tell she hates that I call her by her first name 🤣

i don’t even know what a mortgage is

I’m with Frankie on this one

Chances Frankie knows the rest of the words to national anthem?

I love how Josh never adds edits to the videos ever😂😂 It would be a total shock if he actually did it one day!

I can’t wait for the day Josh does JUST ONE of Frankie’s requests

u guys dont understand how hard i was laughing at frankies background music at 27:40 😂😂😂😂😂😂

Fort Minor is one of the first destinations in the Epstein Island vacation package 😂😂

i fucking cackled at the fort minor joke. Great way to start the day hahah

Happy monday!!

I’m at the 50% pain. 😂Lost my daughter at 20 weeks pregnant, my cat and my dad all in 30 days of eachother in April/may. Yes I’m seeking appropriate help thank you for your concern-mostly watching you guys to laugh 😂❤️ hope everyone has a good week!

Happy Monday Basement Baddiesssss 🖤🖤🖤

My work hours got changed . Now I only get to listen for the last 10 minutes of my drive. But I’m dying at this percentage talk😂

LFG happy Monday

Hell yeah