Know where the money actually goes. Every simoleon in and out, who spent it, and what they bought on your Sim's phone and on any computer.

Base game compatible. No packs, no XML Injector, no other mods needed.

ON THE PHONE

An app whose rows are the numbers:

• Open dashboard

• Balance — §12,340

• Today — +§340

• This week — −§1,280

THE PANEL

One entry on any computer. Your Sim walks over and sits down.

• Net worth — liquid, property, objects, and the taxable value bills use

• Transactions — every movement, showing the item bought or sold

• Spending by Category — drills into each one

• Balances by Sim — drills into each Sim

• Planning — budgets, savings goal, net worth history

• Export to CSV

Today, 7 days, 30 days, All time. It remembers which.

EIGHT CATEGORIES

Career, Freelance & Gigs, Bills, Build/Buy, Consumables, Selling, Rewards, Other.

WHAT IT TELLS YOU

• Payday — "Mortimer got paid §1,240. Balance §12,340. Earned this week §3,100"

• Weekly statement — every Sunday, against the week before

• Bill forecast — "Next bill about §1,900, in 2 days", and says if you're short

• Budget alerts — "Bella has spent §2,400 this week, past a §2,000 cap"

• Milestones — §10k, §25k, §50k, §100k, §250k, §500k, §1M

EVERY SIM HAS A LEDGER

The Sims 4 has one household pot, so Bank of Sims keeps its own books alongside it: a ledger per Sim plus a Joint one, always adding up to your funds.

Teens and older hold an account; younger Sims report under Joint until they age up, then their whole history appears under their own name.

LIFE EVENTS

• Marriage — combine finances or keep them separate. Changeable later

• Divorce — split 50/50, or by contribution

• Death — their balance rolls into Joint

• Moving out — their ledger is archived to its own CSV

WHAT IT DOESN'T DO

It never blocks a purchase, moves your money, or changes prices. Budgets warn you and let the spend through. Uninstall it and your funds are exactly where the game left them.

GOOD TO KNOW

• Tracking starts at install, the game keeps no ledger of its own to backfill from

• Only the household you're playing is tracked

• Item pictures are matched to transactions, so a row occasionally shows a category badge instead.

INSTALL

Drop both files into your Mods folder (one sub-folder deep is fine):

• OtterStudio_BankOfSims.package

• OtterStudio_BankOfSims.ts4script

Then turn on Script Mods:

• Game Options → Other → tick "Enable Custom Content and Mods"

• AND "Script Mods Allowed" → restart the game

If you catch a bug, tell me and I'll get it patched.

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